If you can’t quit smoking, at least make the switch to Volcano e-cigs

Each year, thousands of people try to quit smoking, and many of them fail. This isn’t because of any lack of desire to quit on their part. The unfortunate reality is that quitting smoking can be an enormously difficult thing to do. In fact, nicotine is commonly considered to be one of the most addictive substances on the planet. It’s no wonder then, that so many people can’t quite kick the habit.

Volcano Ecig CouponsBut quitting smoking does not have to be an all or nothing deal. One thing you can do is stop using tobacco products and instead use e-cigarettes instead. E-cigarettes allow you to inhale vapor instead of smoke, and is thus considered to be better for your lungs by many people. You still get nicotine from the vapor you inhale, so e-cigarettes can satisfy your nicotine cravings. That said, e-cigarettes don’t have tar and other cancer causing substances, so it’s still a step above from smoking, at least in terms of your health. They are also quite safe and pose absolutely no fire hazard, unlike smoking.

Good e-cigarette, such as the ones you might get from Volcano Ecig, will make the experience of vaping (the term used for the act of using an e-cig) very similar to the experience of smoking. If you use a tobacco flavored e-liquid, the transition should be relatively easy.

An added benefit to using e-cigarettes is that they are a lot cheaper. By using Volcano Ecig coupons and buying my e-cigs over the Internet, I estimate that I save about a hundred dollars a month. (For a list of current coupons and promo codes from Volcano, go to e-cigbargains.com.) Many people who switch end up saving even more. Just think of all the things you can do with that extra money.

So the bottom line is that e-cigarettes cost less and in all likelihood are much better for your health as well. Making the switch to using e-cigarettes should therefore be a no-brainer. Using e-cigarettes is something that might take some getting used to, but in the end, I think most people who switch over are happy they did. Without question, quitting nicotine products altogether is the best option. But for those of us who can’t quite make that drastic change in our lives, e-cigarettes provide a really good compromise.

How to know the right amount to save

savings planI always like simplicity. That’s why I use a rather simple formula to calculate how much to save for retirement. According to the formula I use, I put away 20% of my after-tax income into a brokerage account or retirement accounts such as a 401k or Roth IRA.

So where did I come up with the number, 20%? Basically, it’s based on a formula that was developed by former Harvard professor Elizabeth Warren. It’s called the 50-30-20 rule, and it tells you to spend 50% of your take home pay on needs, 30% on wants, and 20% on savings.

20% may seem like a lot at first, and it may require some adjustments to your lifestyle. But once you get used to it, you probably won’t notice much of a difference in your quality of life. As for myself, I really like the peace of mind that 20% buys. I sleep better at night knowing that I have a good deal of money set aside for a rainy day.

It’s never too late for true love if you use eHarmony

Last week, I wrote a post about using Match.com for free. Today, I’d like to spend some time talking about one of Match’com’s main competitors, eHarmony.

Many of my friends give up on meeting someone or searching for love once they hit their 40s or 50s. And I’ll admit, years ago, it must have been difficult for people in such age ranges to meet eligible singles in the same age group.

This all changed overnight as the Internet brought us online dating sites. Now, it almost doesn’t matter what demographic you belong to. As long as you have an Internet connection, you have no excuse for giving up the search for true love.

Some sites, such as Ourtime even target people who are above a certain age. Other sites target things like religion, politics, or other characteristics that people who date may be looking for.

eharmony free trial offer

While such sites may seem to have a lot of appeal, I find nothing wrong with using more popular, general dating web sites like eHarmony. After all, such sites are geared toward matching you with people you will be most compatible with. While the system they use is complex, age is one of the criteria that is used to find your matches. To get a free trial of eHarmony, just go to Couponleaf.com.

One potential hurdle for older people is getting used to the idea of online dating. Keep in mind, these people grew up in a time before the Internet was invented. The whole notion of finding love online may therefore feel a bit strange or even unnatural to them. I suspect this will change however, as the Internet gets more and more prevalent in our everyday lives. And as older people hear more and more success stories from people who have successfully found love online, they may become a lot more receptive to the idea.

I certainly hope this will be the case, since nobody should have to live their lives alone unless that is their preference. Dating sites like eHarmony can be a powerful tool for older people in search of love, and it is in their best interest to take full advantage of it.

 

The best way to listen to music online

One of the things I enjoy most is vaping a good e-cigarette while listening to music online. Sites such as Pandora, Spotify, and Vevo are some of the most visited sites. And one of the greatest things about listening to music online is that you can highly customize what you’re listening to. It’s safe to say that the Internet on the whole has been really good for the music world.

Today, you have quite a few options for listening to music. One is to simply listen for free using sites like Pandora or Spotify. This is similar to listening to a radio station, and you will be subjected to quite a few commercials. At most sites, you can upgrade to a premium account and be able to skip the commercials completely. This usually ends up costing you around $10 a month.

Another option is to simply purchase the songs you like. I prefer this method because I actually own the songs, and do not have to keep paying a subscription fee to listen to the music. With that being said, I’ll be the first to admit that buying songs can be a hit to your wallet. Most music or mp3 vendors like Amazon charge $1.29 per song. This is a bit high in my opinion, and perhaps that’s why so many people to this day illegally download songs on applications like eMule or by using other software.

But not long ago, I found a better option that is legal and safe. That’s to buy the MP3 files from foreign MP sites like Mp3caprice or Melodishop. If you purchase from these foreign sellers, you can obtain relatively high quality MP3 files for around $0.10 per file. Note that this is a fraction of what you’d pay at most music download sites. I download songs this way almost daily, and the last one I downloaded was ‘Could Have Been Me’ from MP3spotter.com.

The only downside is to use such sites, you first need to make a deposit, and the deposits are usually a minimum of $20 – $30. However, after you make your initial deposit, you can literally download hundreds of files. It’s conceivable that the deposit you make will last you for years, depending on how many files you download. Therefore, although there is an upfront cost, using this method to purchase MP3 files will still save you a great deal of money long term. But this is just one of the ways you can save money on the Internet. You can get other ideas about saving money on things like E-cigarettes and E-liquids by going to E-cigbargain’s facebook page.

So if you want to own your music, stop using expensive download sites or subscription sites, and be sure to give foreign MP3 sites a try.

Getting free shipping for vitamins

Bottle of VitaminsIf you take vitamins on a regular basis, the last thing you want to do is purchase them locally from stores like Hi Health, Vitamin Shoppe, or Whole Foods. The reason I warn against purchasing from such stores is that they charge a lot for their supplements. In most cases, you can get a much more favorable price per bottle by looking for the same supplements online. Sometimes, you can get the same brand for half the price you’d pay at any of the stores I just mentioned.

The one issue about online purchases, however, is that you must pay for shipping. The best way to get around this is by placing a large order. At most online merchants, you will receive free shipping at a certain point if your order is large enough. Typically, you need to have about $50 to $75 worth of supplements in your cart before you will qualify for free shipping. This has made it necessary for me to plan carefully and purchase several months worth of supplements each time I place an order.

This is no longer the case, however. Recently, I discovered a discount supplement store called Pureformulas. The thing that makes Pureformulas different from other online stores is that they offer free shipping on all orders, regardless of size. This means I can now order a single bottle of a vitamin or supplement, receive everyday, low Internet prices, and not have to pay shipping on top of this. Before Pureformulas, I was buying single bottles from local stores despite the higher price, because I didn’t want to pay $8 for shipping. I no longer have to do this, thanks to Pureformulas’ free shipping policy. And don’t forget, you can get Pureformulas coupons online if you go to Referralbusinessbuilders.com, which will increase your savings even further.

For information about other online stores that sell vitamins and supplements, make sure you pay a visit to http://www.referralbusinessbuilders.com/