If you can’t quit smoking, at least make the switch to Volcano e-cigs

Each year, thousands of people try to quit smoking, and many of them fail. This isn’t because of any lack of desire to quit on their part. The unfortunate reality is that quitting smoking can be an enormously difficult thing to do. In fact, nicotine is commonly considered to be one of the most addictive substances on the planet. It’s no wonder then, that so many people can’t quite kick the habit.

Volcano Ecig CouponsBut quitting smoking does not have to be an all or nothing deal. One thing you can do is stop using tobacco products and instead use e-cigarettes instead. E-cigarettes allow you to inhale vapor instead of smoke, and is thus considered to be better for your lungs by many people. You still get nicotine from the vapor you inhale, so e-cigarettes can satisfy your nicotine cravings. That said, e-cigarettes don’t have tar and other cancer causing substances, so it’s still a step above from smoking, at least in terms of your health. They are also quite safe and pose absolutely no fire hazard, unlike smoking.

Good e-cigarette, such as the ones you might get from Volcano Ecig, will make the experience of vaping (the term used for the act of using an e-cig) very similar to the experience of smoking. If you use a tobacco flavored e-liquid, the transition should be relatively easy.

An added benefit to using e-cigarettes is that they are a lot cheaper. By using Volcano Ecig coupons and buying my e-cigs over the Internet, I estimate that I save about a hundred dollars a month. (For a list of current coupons and promo codes from Volcano, go to e-cigbargains.com.) Many people who switch end up saving even more. Just think of all the things you can do with that extra money.

So the bottom line is that e-cigarettes cost less and in all likelihood are much better for your health as well. Making the switch to using e-cigarettes should therefore be a no-brainer. Using e-cigarettes is something that might take some getting used to, but in the end, I think most people who switch over are happy they did. Without question, quitting nicotine products altogether is the best option. But for those of us who can’t quite make that drastic change in our lives, e-cigarettes provide a really good compromise.

How to reduce the amount of paper you use and save on ink

Ever since I’ve run a business, I’ve noticed that the most frequent purchases I make are for paper and ink. No matter how hard I try, there seems to always be a certain amount of printing I must do. However, it’s also true that there are quite a few methods you can use to reduce the amount of paper and ink that you use. This can ultimately translate into sizable savings for your business.

Granted, things like email and electronic checks have already reduced the amount of paper I use to a significant degree. But equally important, you can use less paper and ink by relying more on electronic receipts. This can be a PDF, an email, or any other form of receipt you receive. All electronic receipts must have the vendor’s name and address, transaction date and the amount paid.

The easiest way to manage your electronic receipts is to store them in special folders. You can also create subfolders for different categories of expenses or dates. The main challenge for me has been organizing the folders in a sensible way. If you don’t have tons of receipts, I think arranging them by month is the easiest.

Ever since I began doing this, I noticed that I use far less ink and paper. But I still do end up printing some documents out of convenience. The cheapest inks I’ve been able to find have been from inkfarm. At this store, you can use inkfarm coupons and save additional money by purchasing used or non-OEM cartridges. I like to get my coupons for the site, inkjetprinterdiscounts.com.

As for saving on paper, I find that Walmart has the lowest prices for computer paper. I usually try to buy in bulk to get the best deal possible.

Getting free shipping for vitamins

Bottle of VitaminsIf you take vitamins on a regular basis, the last thing you want to do is purchase them locally from stores like Hi Health, Vitamin Shoppe, or Whole Foods. The reason I warn against purchasing from such stores is that they charge a lot for their supplements. In most cases, you can get a much more favorable price per bottle by looking for the same supplements online. Sometimes, you can get the same brand for half the price you’d pay at any of the stores I just mentioned.

The one issue about online purchases, however, is that you must pay for shipping. The best way to get around this is by placing a large order. At most online merchants, you will receive free shipping at a certain point if your order is large enough. Typically, you need to have about $50 to $75 worth of supplements in your cart before you will qualify for free shipping. This has made it necessary for me to plan carefully and purchase several months worth of supplements each time I place an order.

This is no longer the case, however. Recently, I discovered a discount supplement store called Pureformulas. The thing that makes Pureformulas different from other online stores is that they offer free shipping on all orders, regardless of size. This means I can now order a single bottle of a vitamin or supplement, receive everyday, low Internet prices, and not have to pay shipping on top of this. Before Pureformulas, I was buying single bottles from local stores despite the higher price, because I didn’t want to pay $8 for shipping. I no longer have to do this, thanks to Pureformulas’ free shipping policy. And don’t forget, you can get Pureformulas coupons online if you go to Referralbusinessbuilders.com, which will increase your savings even further.

For information about other online stores that sell vitamins and supplements, make sure you pay a visit to http://www.referralbusinessbuilders.com/

Introduction and Welcome

woman running

I’m not going to lie. The last 10 years of life have been a bit harsh. I not only lost my home, but also a lot of money through bad investments. Just about ever real estate investment I put money in prior to 2007 ended up going belly up. This included condominium projects, mortgage paper, and rental units.  All said, I lost almost all of my assets during this period.

When times are rough, there can certainly be a domino effect, and through this difficult time, other aspects of my life began to fall apart as well. This culminated with serious health problems that landed me in the hospital. At the time, I did not have good insurance, (this happened before the ACA kicked in) and I therefore ended up taking an additional financial hit.

SInce that time, I’ve slowly managed to recover physically, mentally, and financially. I realized that nothing happens overnight, but that you have to chip away and make small progress each day to reach your goals. I decided to start this website to help anyone who might be facing challenges in their life. To this end, I will focus on 3 things.

  1. Personal Finance
    You need to have your financial house in order first and foremost. But most Americans are surprisingly ignorant about personal finance. I recommend everyone get a program like Quicken, and also read a few books about investments and wealth. A good place to start may be the Rich Dad, Poor Dad series of books. For those who don’t know, these books are considered classics and help individuals understand the basics of building wealth.Another topic this site will be devoted to is saving money, which goes hand in hand with personal finance. My focus will be on online shopping and using tools on the Internet to make wise financial decisions. I will be sharing online coupons and plenty of tips on how to hunt for bargains on the Internet. I truly believe that the Internet is a great resource for finding ways to save money. I use it all time to to get great deals, and purchase most items on the Internet these days.
    A good site to visit to learn more about personal finance is Forbe’s personal finance page.
  2. Physical Health
    It’s not easy to be healthy in today’s world. Instead of giving you a strict regimen to follow, I believe in taking baby steps. To this end, I will be sharing a number of tips to improve your health. This can include things like switching to E-cigarettes, taking daily vitamins, and simple exercises you can do.No one thing will revolutionize your physical health, but if you start making habits of doing small things that are good for you, don’t be surprised if after a few months you start looking and feeling a lot better.
  3. Using the Internet
    We’re all online these days, but I continue to believe the Internet is an underutilized resource. I think the main problem is that so many people use the Internet strictly as a social or entertainment outlet. While the web is great for such purposes, the greatest strength of the Internet in my opinion is its value as a research tool.I spend all my time online, and come across lots of great information, great sites, and neat tools I can use to improve the quality of my life. I will be sharing these finds with you in future posts.

It’s also important to set concrete goals. You can say things to yourself like you’re going to start saving money, but such a vague goal usually does not yield results. It’s better to make a specific goal, such as telling yourself you will set aside 10 percent of your income and put it into a savings account. Another example could be creating a budget and allocating a maximum number of dollars to spend each month on certain expenses.

I used to not track my spending at all. But this all changes years ago when I started using financial software such as Quicken. I also use spreadsheets to track my investments and personal spending. These two things alone have contributed greatly to living a much more financially responsible life.

I suppose I’ve rambled enough for my first most. The main theme, in case you haven’t noticed yet, is that knowledge is power. I hope to help you learn how to harness the power of the Internet to become more well-informed about health, finances, and how to shop and save money.  This is my goal. Now that life has gotten better for me, I aim to give something back to others. I learned a lot from my mistakes, and maybe by sharing some of what I found out the hard way, I can save some of you from making the same mistakes in life that I made.

In my next post, I will be talking about how you can get free shipping for vitamins.